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It's hard to believe but 2009 is already half way over. It's true what they say, as you get older the years pass faster and faster. This year has had its share of stress and anxiety. For awhile I wasn't sure if I was going to keep my job, as they had company wide lay offs. I ended up having to get my commercial driver's license, which I wasn't too thrilled about. My wife's job as an ophthalmic technician has held up really good, but what she really wants to be is a stay at home mom. We managed to take a vacation, although it didn't quite live up to our expectations. The biggest surprise of the year came at the end of our vacation when we discovered we were going to be parents.
Having a baby was one of our goals for 2009. Even though the baby won't be here till 2010, I still count it as a success. Let's look at the other goals and see how I've fared.
1. Pay off my wife's student loan - We've done nothing more than make the minimum payment on this each month. We have the money to pay it off, but that money is now allocated to all the costs associated with having a baby. The interest rate is low, so it's not something we're stressing over.
2. Paint/Furnish the house - We did paint a large part of the house in March. As far as new furniture, it's looking more and more like we will have to wait until after the baby gets here. I don't think babies and new furniture mix together well anyways.
3. Pay down the new car - We were doing a good job at this until we got news of the baby. Before we got the baby news we had paid an additional $2,500 toward the principal of the car. We're hoping to maybe pay off the car by the end of the year.
4. Start a family - We've checked this one off the list. In seven short months we'll be bringing a new baby into our lives. This is going to be the most amazing and scariest moment of my life to date.
How are your goals coming? What's holding you back from accomplishing them this year?
Having a baby was one of our goals for 2009. Even though the baby won't be here till 2010, I still count it as a success. Let's look at the other goals and see how I've fared.
1. Pay off my wife's student loan - We've done nothing more than make the minimum payment on this each month. We have the money to pay it off, but that money is now allocated to all the costs associated with having a baby. The interest rate is low, so it's not something we're stressing over.
2. Paint/Furnish the house - We did paint a large part of the house in March. As far as new furniture, it's looking more and more like we will have to wait until after the baby gets here. I don't think babies and new furniture mix together well anyways.
3. Pay down the new car - We were doing a good job at this until we got news of the baby. Before we got the baby news we had paid an additional $2,500 toward the principal of the car. We're hoping to maybe pay off the car by the end of the year.
4. Start a family - We've checked this one off the list. In seven short months we'll be bringing a new baby into our lives. This is going to be the most amazing and scariest moment of my life to date.
How are your goals coming? What's holding you back from accomplishing them this year?
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