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In case you missed it, I'm having a baby. We are now just 3 months away from our lives being changed forever. It's a scary feeling. I worry about her being healthy. I worry about all the sleep I'll be losing. I worry about our income being cut as my wife goes from full time to part time. And I worry about the sacrifices that will have to be made.
Debts will take longer to pay off. Vacations will become less frequent. New cars will be a thing of the past. At the moment, we're saving every last dime we have and setting it aside until the baby arrives. We're trying to prepare for the unknown, and that's hard to do. We're not sure how much the hospital bills are going to be. We're not sure how much we'll have to dip into savings while my wife is on medical leave. We're not sure whether we'll be having to pay in on our taxes. We have an idea about how much things are going to cost, but there's no guarantees. So, for now we save and we wait.
When there's no money in the bank, it's been easy for me not to spend. It's a lot harder when the money is in the bank. I get these emails from cruise companies, advertising their lowest prices of the season. Cruise for as low as $35 a day. I visit Slickdeals and see that you can buy a Playstation 3 now for $250, with a game and extra controller. All my other friends have next generation consoles, why not me?
But these are merely wants, and right now our wants aren't important. I have a feeling when the baby arrives, my wants will go out the window anyways. Might as well get used to it. Besides all I really want, is a healthy little baby. And I can't wait for her to get here.
Debts will take longer to pay off. Vacations will become less frequent. New cars will be a thing of the past. At the moment, we're saving every last dime we have and setting it aside until the baby arrives. We're trying to prepare for the unknown, and that's hard to do. We're not sure how much the hospital bills are going to be. We're not sure how much we'll have to dip into savings while my wife is on medical leave. We're not sure whether we'll be having to pay in on our taxes. We have an idea about how much things are going to cost, but there's no guarantees. So, for now we save and we wait.
When there's no money in the bank, it's been easy for me not to spend. It's a lot harder when the money is in the bank. I get these emails from cruise companies, advertising their lowest prices of the season. Cruise for as low as $35 a day. I visit Slickdeals and see that you can buy a Playstation 3 now for $250, with a game and extra controller. All my other friends have next generation consoles, why not me?
But these are merely wants, and right now our wants aren't important. I have a feeling when the baby arrives, my wants will go out the window anyways. Might as well get used to it. Besides all I really want, is a healthy little baby. And I can't wait for her to get here.
2 comments:
Good parents put their family's needs ahead of their selfish wants...
Having a baby for the first time does create some uncertainty when it comes to expenses. I've recently been there as we have two young children. Your priorties do change, but it is for the better. Beyond some of the initial expenses with having a child, it's really a matter of planning your spending plan each month for these additional expenses. There's certainly going to be more expenses associated with diapers, etc. But you'll get it figured out after a few months. Sure there are some sacrifices, but it's worth it.
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